25998 Lugo
Loma Linda, CA, 92354
$723,000
Original list price: $739,000
MLS: TR26116452
Beds
4
Baths
4
Sq Ft
2,428
Lot
0.10 ac
Year Built
2005
MLS #
TR26116452
Days on Market
21
Listed
May 28, 2026
Description
This charming 2 story home located in the center city of Loma linda, inside of Mission Trail community with low HOA. Featuring large living room adjacent to formal dining area. Upgraded kitchen with granite counter and stainless steel appliances. Newer stove and refrigerator will stay. Downstairs has an office(could be use as a bedroom) with full bathroom, in addition of powder room next to the hall way. Cozy family room with gas fireplace and access to private back yard. Not to mention, large size courtyard between the office and the garage. Laundry room and all bedrooms located at the 2nd floor. Spacious Master bedroom with view and large size walk in closet. Master bath with double sinks, oval tub(with built in Jacuzzi) and separate shower area. 2 car attached garage. Minutes away from the 10 freeway, Loma Linda University, Loma Linda Hospital and VA hospital. A must see.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Sony Rasmani · Coldwell Banker Top Team
Payment estimate
$5,564
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $72,300 · Loan: $650,700
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,100
- Property tax (1.25%)
- $753
- Homeowners insurance
- $300
- Mortgage insurance
- $271
- HOA dues
- $140
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $25,305 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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