2601 E Ocean 205
Long Beach, CA, 90803
$859,000
MLS: PW25237940
Beds
3
Baths
2
Sq Ft
1,304
Lot
—
Year Built
1973
MLS #
PW25237940
Days on Market
142
Listed
Oct 11, 2025
Description
A PRIME LOCATION, VIEWS, steps to the BEACH, Yoga & Miles of Bike & Walk Paths right outside your door! Live in Upscale, Historic Estates Section of Belmont Heights atop Bluff Park. Beach-Chic Living in a Turn-key, Home at the Seaside.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Kathleen Spurlock · Coldwell Banker Realty
Payment estimate
$6,267
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100
- Principal & Interest
- $4,750
- Property tax (1.25%)
- $895
- Homeowners insurance
- $300
- Mortgage insurance
- $322
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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