2601 S Mildred
Ontario, CA, 91761
$599,900
MLS: OC26063848
Beds
4
Baths
3
Sq Ft
2,089
Lot
0.17 ac
Year Built
1980
MLS #
OC26063848
Days on Market
8
Listed
Mar 25, 2026
Description
This well-maintained residence offers a functional two-story layout with multiple living areas and comfortable indoor-outdoor flow. Inside, wood flooring carries throughout the main level, where a formal living room connects seamlessly to the dining area, highlighted by a statement light-fixture and natural light. The kitchen is centrally positioned with ample workspace and connects to a casual dining area. Just beyond, a step-down leads to a separate family room anchored by a fireplace, creating a distinct yet connected secondary living space. A nearby half bathroom adds convenience, and sliding door access provides a direct connection to the backyard. Upstairs, the home features four bedrooms, including a spacious primary suite with its own closet and en-suite bathroom. Three additional bedrooms offer closet space and share a full bathroom, providing a well-balanced layout for a variety of living needs. The backyard offers a generous outdoor setting with a grass lawn, pool, and a covered patio structure suitable for shaded seating or additional use. With its versatile floor plan, multiple living areas, and inviting outdoor space, this home provides a comfortable and functional living experience in an established Ontario neighborhood.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Fred Sedighravesh · Keller Williams Realty Irvine
Payment estimate
$4,467
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,990 · Loan: $539,910
- Principal & Interest
- $3,317
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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