2605 Sepulveda 122
Torrance, CA, 90505
$720,000
MLS: SB26078639
Beds
2
Baths
2
Sq Ft
1,191
Lot
1.89 ac
Year Built
2003
MLS #
SB26078639
Days on Market
5
Listed
Apr 13, 2026
Description
Experience the pinnacle of coastal senior living in the heart of Torrance with this immaculate 2-bedroom, 2-bathroom condo, where modern elegance meets "vacation-style" comfort. Nestled within the highly coveted Tradewinds 55+ community, this residence has been thoughtfully updated to provide a seamless, turnkey lifestyle for the homeowner. As you step inside, you are greeted by an expansive, light-filled floor plan characterized by sophisticated recessed lighting, stylish wood flooring, and custom tile in the bathrooms. Upgraded kitchen with premium granite countertops, good cabinetry, and quality appliances that make both daily living and entertaining a delight. The primary suite serves as a massive retreat, featuring a spacious walk-in closet and a bath equipped with dual-sink vanities and a modern, oversized step-in shower. Secondary bedroom is equally impressive in size and includes a bathroom with a convenient walk-in shower booth. Life is remarkably effortless here, with a host of modern conveniences including central heating and air conditioning, a dedicated in-unit laundry room with the washer and dryer included, and tandem parking spaces paired with additional storage. Because this home is peacefully situated on the quiet interior side of the complex, you can enjoy a serene atmosphere well away from the bustle of Sepulveda Blvd. The Tradewinds amenities includes a sparkling pool and spa for year-round relaxation, a state-of-the-art fitness center, and a grand clubhouse complete with a full kitchen and billiards table. Perfectly positioned for convenience, you’ll enjoy easy access to the world-class Del Amo Fashion Center, the lush greenery of Wilson Park, premier medical centers, and the very best of Torrance’s dining scene. Don't miss your chance to own this piece of tranquility—schedule your private showing today! Parking space number is #99 with 2 car tandem parking. Owner pays Elec and Gas only. HOA covers basic cable, internet, insurance, water, and trash, alongside the maintenance of the resort-style amenities like the pool, gym, and clubhouse.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Jun Chang · New Star Realty & Investment
Payment estimate
$5,301
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,000 · Loan: $648,000
- Principal & Interest
- $3,981
- Property tax (1.25%)
- $750
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $25,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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