2613 5th Street
Santa Monica, CA, 90405
$2,099,000
MLS: 26642455
Beds
4
Baths
3
Sq Ft
1,687
Lot
0.05 ac
Year Built
1978
MLS #
26642455
Days on Market
71
Listed
Jan 29, 2026
Description
This stylish single-family home presents a condo alternative in Santa Monica offering space, privacy and NO HOA dues, just moments from the Pacific Ocean and SM's Main Street happenings. Welcome to 2613 5th Street, a thoughtfully remodeled 4-bedroom, 3-bath move-in ready home. Wrapped in warm golden stucco with a subtle Mediterranean feel, the home blends charm with handsome updates. The open-concept kitchen, dining and living spaces create an inviting environment for everyday living and entertaining, while a flexible bedroom or den and remodeled bathroom complete the first floor. Upstairs, three additional bedrooms and two beautiful bathrooms provide comfortable separation and retreat. Two separate patio decks offer inviting outdoor spaces to enjoy Santa Monica's coastal breezes. The paved, low-maintenance yard makes this home perfect for a lock-and-go lifestyle. A two-car garage with a dedicated EV charger adds convenience and value rarely found in this location. Here is a unique opportunity to enjoy the benefits of single-family living with the simplicity of a condo alternative in Santa Monica's beloved Ocean Park neighborhood.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Amy Frelinger · Douglas Elliman of California, Inc.
Payment estimate
$14,881
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $209,900 · Loan: $1,889,100
- Principal & Interest
- $11,607
- Property tax (1.25%)
- $2,186
- Homeowners insurance
- $300
- Mortgage insurance
- $787
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $73,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90405 (Santa Monica) within ±10% of this home's price and size.
$1,899,000
2425 20th Street B
Santa Monica, 90405
$1,975,000
137 Strand Street
Santa Monica, 90405
$2,098,000
737 Ashland Avenue
Santa Monica, 90405
$2,295,000
639 Pacific Street A
Santa Monica, 90405
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.