2618 W Via San Carlos
San Bernardino, CA, 92410
$475,000
MLS: IG26046476
Beds
4
Baths
3
Sq Ft
1,860
Lot
0.02 ac
Year Built
2008
MLS #
IG26046476
Days on Market
21
Listed
Mar 6, 2026
Description
Tucked within the gated Montelena community, this beautifully maintained two-story home is a true hidden gem in San Bernardino — offering the rare combination of neighborhood amenities, functional space, and everyday convenience buyers are actively searching for. Perfectly positioned directly across from the community playground and just steps from the pool, clubhouse, and basketball court, the home delivers an ideal setting for connected, community-oriented living. Inside, a bright open layout creates effortless flow from dining to living spaces, ideal for both daily life and entertaining. The kitchen offers generous cabinetry, ample prep space, and clear sightlines to the main living areas — keeping gatherings comfortable and connected. Upstairs, all four bedrooms are thoughtfully arranged for privacy. The spacious primary suite sits on its own side of the home, creating a quiet retreat complete with a large walk-in closet and ensuite bath featuring dual sinks, soaking tub, and separate shower. Three additional bedrooms, a full bath, and a convenient upstairs laundry room with built-in storage complete the second level. The landscaped backyard is ready for relaxing evenings and weekend gatherings, while the two-car garage and extended driveway provide valuable additional parking — a practical advantage within the community. Lovingly cared for and move-in ready, this Montelena residence offers comfortable living in a gated neighborhood with easy access to the 215 and 10 freeways. Homes in this location — directly facing the playground and near amenities — rarely come available. Don’t miss the opportunity to make this one yours.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Chris Bowman · KELLER WILLIAMS REALTY
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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