26181 Bear Valley Road
Tehachapi, CA, 93561
$365,000
MLS: 26000635
Beds
3
Baths
2
Sq Ft
2,076
Lot
1.42 ac
Year Built
1982
MLS #
26000635
Days on Market
57
Listed
Feb 18, 2026
Description
Setting in the serene Bear Valley community of Tehachapi, this charming equestrian property offers the perfect blend of comfort, convenience, and untapped potential on 2.5 acres of prime land. Ideally situated near the community's entrance gate, it provides easy access while embracing the tranquility of mountain living with breathtaking surrounding views. The two-story home spans 2,076 square feet, featuring three spacious bedrooms and two full bathrooms—all thoughtfully located on the main floor for single-level convenience. Step into an inviting open-concept living area that seamlessly flows into the kitchen and dining space, anchored by a cozy wood-burning fireplace with a classic brick surround. The master suite adds a touch of luxury with its own private wood-burning fireplace, creating a warm retreat on cooler evenings. Downstairs, discover a versatile finished basement, a dedicated workshop for your projects, and a two-car garage for ample storage and parking. The property is fully fenced and cross-fenced, making it horse-ready and ideal for equestrian enthusiasts. A detached shed provides additional utility, and the home runs on efficient natural gas. This gem is brimming with possibilities for personalization—whether you're dreaming of modern updates or preserving its rustic appeal. Embrace the Tehachapi lifestyle with endless outdoor adventures right at your doorstep!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Payment estimate
$2,759
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,018
- Property tax (1%)
- $304
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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