26418 Citrus Avenue
Loma Linda, CA, 92354
$980,000
MLS: 26643899
Beds
4
Baths
3
Sq Ft
2,434
Lot
0.18 ac
Year Built
2019
MLS #
26643899
Days on Market
6
Listed
Jan 27, 2026
Description
Contemporary Craftsman-style single-story home with an ADU! Newer home with no HOA. This stunning Main House + ADU residence offers an exceptional blend of elegance, flexibility, and income potential, featuring a spacious 3 bedroom, 2 bathroom main home and a private 1 bedroom, 1 bathroom ADU with separate entrance, private living room, bedroom, washer/dryer and kitchenette, set in one of Loma Linda's most sought after neighborhoods near top rated schools, upscale dining, shopping, and the 10 and 215 freeways. Bathed in beautiful natural light, the main home showcases soaring ceilings, refined tile flooring, recessed lighting, and a bright, open layout designed to feel both warm and sophisticated. The expansive living room, anchored by a stylish fireplace and a ceiling fan, creates a welcoming space to relax and unwind, while the generous dining area is ideal for hosting memorable gatherings with family and friends. Multiple ceiling fans throughout the home enhance comfort and energy efficiency. The chef inspired kitchen is a true centerpiece, offering granite countertops, a large center island with stainless steel sink, designer backsplash, extensive cabinetry, a walk in pantry, elegant drop lighting, and premium stainless steel appliances. With abundant counter space and storage, this kitchen is thoughtfully designed for both everyday living and elevated entertaining. The primary suite serves as a serene private retreat, featuring a spacious walk in closet and a beautifully remodeled spa style bathroom with double sink vanity, soaking tub, and separate walk in shower. Two additional bedrooms provide excellent closet space and comfortable proportions, while both bathrooms have been tastefully updated with modern finishes. A standout highlight of this home is the private ADU, offering its own separate entrance, private living room, bedroom, bathroom, laundry area and kitchenette. Whether used for extended family, guests, rental income, a private office, or multigenerational living, this space adds exceptional flexibility and long term value. Set on a 7,887 square foot lot, the property features a beautifully landscaped front yard that enhances curb appeal, and a thoughtfully designed backyard with concrete and stone hardscaping, an expansive patio for entertaining, vinyl fencing, and planter boxes with fruit bearing trees. This outdoor space creates a peaceful environment for relaxing evenings, weekend gatherings, or enjoying fresh air in a low maintenance setting. Additional features include central air and heating, a three car garage, extended driveway, solar panels to help lower energy bills and a strong sense of pride of ownership throughout. No HOA and low Special Assessments. Located in a quiet, well established community close to parks, award winning Redlands schools, dining, and shopping, this home offers not just a place to live, but a lifestyle of comfort, versatility, and refinement. This is a rare opportunity to own a premium Main House + ADU property in Loma Linda, designed to support modern living, multigenerational needs, and future income potential.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Charles Chamorro · eXp Realty of California Inc
Payment estimate
$7,107
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $882,000
- Principal & Interest
- $5,419
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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