26463 Gem Ct
Helendale, CA, 92342
$450,000
MLS: HD25215304
Beds
3
Baths
2
Sq Ft
3,093
Lot
0.22 ac
Year Built
1990
MLS #
HD25215304
Days on Market
179
Listed
Sep 11, 2025
Description
Welcome to Silver Lakes, a private resort-style community featuring a 27-hole championship golf course, two shimmering lakes, sandy beaches, and endless recreation. Nestled on a desirable corner lot in a quiet cul-de-sac, this two-story home is designed for comfort, entertaining, and breathtaking views. Step inside to discover a versatile bonus room on the lower level complete with a wet bar, bathroom, and a small workshop—perfect for hosting, hobbies, or multi-generational living. The extra-large garage provides plenty of room for vehicles, storage, or even recreational toys. From the foyer, choose the elevator for convenience or the grand staircase leading you to the main living area. Once upstairs, you’ll be captivated by panoramic views of the lake right from your living room and dining space. The spacious kitchen features a large center island, abundant cabinet storage, and ample counter space, making it ideal for both casual dining and preparing meals for gatherings. The primary suite is a true retreat, offering a cozy office or sitting area, a dual-sided fireplace that warms both the bedroom and the soaking tub in the spa-like bathroom, and a huge walk-in closet with a built-in vanity. The en-suite bath is complete with dual sinks, a makeup vanity, and an abundance of space for relaxation. Additional highlights include a large laundry room, well-planned storage throughout, and an expansive balcony overlooking the lake—the perfect spot to enjoy a morning coffee or evening sunset. All this within Silver Lakes, where residents enjoy a lifestyle unlike any other with private parks, equestrian facilities, tennis, pickleball, and more. Whether you’re looking for a weekend getaway or a year-round retreat, this home blends luxury, function, and the natural beauty of the high desert. Don’t miss the opportunity to make this exceptional property your own!
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Stacey Hart · Coldwell Banker Home Source
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Helendale, CA 92342 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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