2648 E Tatum Lane
Ontario, CA, 91762
$950,000
MLS: IG26061280
Beds
4
Baths
4
Sq Ft
2,810
Lot
0.12 ac
Year Built
2022
MLS #
IG26061280
Days on Market
14
Listed
Mar 20, 2026
Description
Welcome to this beautiful, newer construction, home built in 2022, located in the desirable Shadetree Community Association. Situated on a prime corner lot, this two-story residence offers exceptional curb appeal and convenient access to community amenities. Inside, you’ll find a bright and open floor plan designed for modern living. The spacious interior features recessed lighting, luxury vinyl flooring throughout the main living areas, and an abundance of natural light. The well-appointed kitchen is a true centerpiece, complete with a large island, quartz countertops, breakfast bar seating, full wall backsplash, and high end stainless steel appliances including the refrigerator, a 8-burner stove, hood, built-in oven, microwave, and dishwasher. It seamlessly opens to the family room/great room, creating an ideal space for entertaining. An additional formal dining room or game room provides flexible living options. The main level includes a generously sized primary suite along with two secondary bedrooms, offering both comfort and convenience. There is also a laundry room with included washer and dryer! Upstairs, you’ll find a large bonus loft and a 4th bedroom, perfect for guests, a home office, or additional living space! Step outside to a low-maintenance backyard featuring a covered patio and concrete hardscaping, ready for your personal design vision. Additional highlights include smart home features like the thermostat, doorbell, lock, Owned Solar Panels for energy efficiency, the whole home is also ethernet ready, and there is an attached two-car garage! Residents of the Shade Tree community enjoy access to a sparkling pool and spa, along with a prime location close to schools, shopping, dining, and more. This home truly combines style, comfort, and convenience, don’t miss this opportunity!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Katarina Daniels · REDFIN
Payment estimate
$6,899
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000
- Principal & Interest
- $5,253
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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