265 Bay Shore
Long Beach, CA, 90803
$3,785,000
MLS: PW26024239
Beds
5
Baths
5
Sq Ft
3,850
Lot
0.09 ac
Year Built
1988
MLS #
PW26024239
Days on Market
56
Listed
Feb 25, 2026
Description
This one offers an incredible opportunity to live the Waterfront life with a huge private dock at an improved price, sellers bought another! Exceptional sweeping 360 views of the bay, ocean, Catalina and snow-capped mountains, including a private oversized two-sided dock perfect for multiple watercraft, plus HUGE 4-car garage and additional parking. A dramatic two-story wall of glass showcases the waterway, filling the home with natural light.____This multi-generational residence offers 5 en-suite bedrooms, including a studio suite with private entrance, kitchenette, bath, deck, and dedicated garage—ideal for guests or extended family. Open-concept living features an island kitchen with abundant seating and storage, flowing to dining and living areas overlooking a vibrant fish sanctuary. A loft-style family room with coffee bar and balcony enhances the flexible layout_____Enjoy 180° water views from multiple balconies, a playground-sized second-level deck, attached 4-car garage, and additional exterior parking— ALL RARE BEACH CONVENIENCES.____Upgrades include central HVAC, owned solar with battery backup, updated baths, custom closets, windows, plumbing, and electrical systems. Prime location near beaches, shops, dining, top-rated schools, and cherished community events. MUST SEE!
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Michael Roland · Coldwell Banker Realty
Payment estimate
$26,592
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $378,500 · Loan: $3,406,500
- Principal & Interest
- $20,930
- Property tax (1.25%)
- $3,943
- Homeowners insurance
- $300
- Mortgage insurance
- $1,419
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $132,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.