Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

26525 Papago Road

Apple Valley, CA, 92307

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$344,900

MLS: IG26032414

Beds

4

Baths

4

Sq Ft

2,675

Lot

4.18 ac

Year Built

2008

MLS #

IG26032414

Days on Market

65

Listed

Feb 14, 2026

Description

Investor Special – Cash or Hard Money Only! Spacious 4 bedroom, 3.5 bathroom home offering 2,675 sq ft with an attached 3-car garage, situated on an expansive 4.18-acre lot in the rural outskirts of the city. The home features a large open-concept great room that combines the kitchen, living, and dining areas, anchored by a centrally located fireplace—perfect for creating a future showpiece space. The rear of the home offers a split-bedroom layout with bedrooms on both sides, including two bedrooms with ensuite baths, each with sliding glass door access to the backyard. The primary suite is slightly larger and includes a spacious bathroom with a walk-in closet and both a walk-in shower and separate soaking tub. Toward the front of the home are two additional nicely sized bedrooms and a centrally located full bathroom with a shower/tub combo. Oversized 3 car garage with a separate laundry room and an additional 1/2 bath. Recently installed electrical and plumbing with city permits. Septic and well are present. The interior remains unfinished, making this property a true blank slate ready for your vision and creativity. With acreage, space, and great potential, this is an ideal project for investors or buyers looking to build out their dream home. Cash buyers only due to its unfinished condition.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Joe Miller · RE/MAX ADVANTAGE

Payment estimate

$2,696

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,490 · Loan: $310,410

%
Principal & Interest
$1,907
Property tax (1.25%)
$359
Homeowners insurance
$300
Mortgage insurance
$129
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,072 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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