2667 Emerald Bay
Rialto, CA, 92377
$699,000
MLS: CV26058305
Beds
4
Baths
3
Sq Ft
2,700
Lot
0.09 ac
Year Built
2023
MLS #
CV26058305
Days on Market
10
Listed
Mar 18, 2026
Description
Located in the desirable River Ranch community of Rialto, this well-maintained two-story home offers approximately 2,700 square feet of living space with 4 bedrooms and 3 bathrooms, including a main-level bedroom and full bath. The open-concept layout connects the kitchen, dining area, and living space, ideal for both everyday living and entertaining. The kitchen features a center island, quartz countertops, and modern appliances. The property includes numerous upgrades throughout. The front yard features an extended driveway, artificial turf, enhanced landscaping, and expanded entry stairs. The backyard is designed for outdoor enjoyment with landscaping, a covered patio, fully electric patio cover, and lighting throughout. The garage has been upgraded with epoxy flooring. Upstairs includes a versatile loft, additional bedrooms, and a spacious primary suite with en-suite bathroom and walk-in closet. Additional features include an upstairs laundry room, recessed lighting, central heating and air, and a leased solar energy system. Leased solar system in place to support energy efficiency; buyer to assume lease. The home is situated on a low-maintenance lot within a planned community offering amenities such as a pool, spa, parks, and recreational areas. Conveniently located near shopping, dining, and with easy access to major freeways.
Location
Rialto, San Bernardino County, CA 92377
Open on Google Maps ↗Listed by: Abraham Prattella · AGENCY 8 REAL ESTATE GROUP
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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