2677 Centinela Avenue 103
Santa Monica, CA, 90405
$829,000
MLS: 26729081
Beds
2
Baths
2
Sq Ft
1,287
Lot
0.78 ac
Year Built
1980
MLS #
26729081
Days on Market
6
Listed
Apr 16, 2026
Description
This stunning first floor condo is located in the highly sought-after neighborhood of Sunset Park. Situated in a secure, well maintained building with gated parking, this residence offers an open concept living room featuring recessed lighting, a fireplace and sliding glass door to the patio. Perfect for entertaining and relaxing with friends. The remodeled kitchen features custom cabinetry, granite countertops and stainless steel appliances. Down the hall past the in-unit laundry, the primary suite includes hardwood floors, an oversized walk-in closet and spa like en suite bathroom featuring double vanities, elegant tile work and a soaking tub. The second bedroom, ideal for guests or a home office offers high ceilings and a walk in closet. A resort style pool and spa are located on the second level of the complex. This property is located in the highly sought after Santa Monica School District and is close to trendy shops and cafes and restaurants on Ocean Park Blvd. Two side by side parking spaces along with a dedicated storage room complement the unit.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Joshua Freedberg · Equity Union
Payment estimate
$6,059
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,900 · Loan: $746,100
- Principal & Interest
- $4,584
- Property tax (1.25%)
- $864
- Homeowners insurance
- $300
- Mortgage insurance
- $311
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $29,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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