ActiveSingleFamilyResidence

26791 Highway 189

Twin Peaks, CA, 92391

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$400,000

MLS: IG25258012

Beds

5

Baths

3

Sq Ft

2,033

Lot

0.14 ac

Year Built

1929

MLS #

IG25258012

Days on Market

123

Listed

Nov 13, 2025

Description

Income opportunity! Conveniently close to sparkling Lake Arrowhead, this versatile mountain property offers endless options for income generation or multi-family living. Nestled among majestic pines with sweeping forest views, the multi-level design includes two distinct living spaces—each with its own entrance, kitchen, and living area. With a total of 5 bedrooms and 3 bathrooms, it’s perfectly suited for short-term rentals, long-term tenants, or dual living arrangements. Recent upgrades enhance both comfort and value, including a newer roof, granite countertops, updated flooring, modernized bathrooms, and improved systems throughout. The open-concept layout invites natural light into both levels, creating inviting spaces for relaxing or entertaining guests. Outside, enjoy mountain air and forest scenery year-round. Located close to hiking trails, boating, and local dining, this property offers the ultimate blend of lifestyle and investment. Whether used as a primary residence with rental income, a vacation retreat, or a long-term portfolio addition, this mountain home presents a rare chance to invest in one of the mountain’s most sought-after settings.

Location

Twin Peaks, San Bernardino County, CA 92391

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Listed by: Paul Marmorstein · CAPRE

Payment estimate

$3,079

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000

%
Principal & Interest
$2,212
Property tax (1.25%)
$417
Homeowners insurance
$300
Mortgage insurance
$150
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Twin Peaks home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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