26973 Prospector Road 302
Valencia, CA, 91381
$485,000
MLS: SR25281754
Beds
2
Baths
2
Sq Ft
940
Lot
0.96 ac
Year Built
2022
MLS #
SR25281754
Days on Market
70
Listed
Jan 1, 2026
Description
**This Property Qualifies for a Homebuyer Assistance Program of $10,000, which can be used towards closing cost OR a ZERO Down Payment with NO PMI!** Welcome to this FHA APPROVED condo, nestled in the highly sought-after Valencia Five Points Community! Back on the market at no fault to the seller, Buyer could not qualify. Designed with both style and comfort in mind, this pristine home is your perfect retreat. Upon entering, you'll be welcomed by a beautifully open floor plan featuring a spacious living room, a pristine kitchen, and an inviting dining area! With all NEWER appliances included: Washer, Dryer, Refrigerator, Dishwasher, and Microwave -- This home is truly move-in ready! While extras include recessed lighting, in-unit laundry, both bedroom closets feature beautifully made custom cabinetry, an additional storage closet just steps away from your front door, leased solar panels, and a tankless water heater for energy efficiency. This home is also equipped with its own EV charger in the spacious tandem 2 car garage. Most importantly, this condo has been exceptionally maintained and cared for! You’ll also enjoy resort-style HOA amenities including: 3 unique swimming pools, Outdoor fire pit with ample seating, Community Center and Garden, Picnic areas, scenic walking trails, dog stations and so much more! Located just minutes from award-winning schools, golf courses, Westfield Mall, Six Flags Magic Mountain, and with easy freeway access. Don’t miss out on this opportunity—schedule your private showing today!
Location
Valencia, Los Angeles County, CA 91381
Open on Google Maps ↗Listed by: Alejandra Tadeo · RE/MAX of Santa Clarita
Payment estimate
$3,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,500 · Loan: $436,500
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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