2704 Vista Mesa
Rancho Palos Verdes, CA, 90275
$1,600,000
MLS: OC26046198
Beds
5
Baths
3
Sq Ft
1,893
Lot
0.23 ac
Year Built
1960
MLS #
OC26046198
Days on Market
36
Listed
Mar 9, 2026
Description
Luxury Live Auction! Bidding to start from $1,600,000! Experience elevated coastal living in this fully reimagined 5-bedroom, 3.5-bath residence in the prestigious Palos Verdes Estates of Rancho Palos Verdes. Rebuilt from the ground up with a modern coastal design, the home showcases clean architectural lines, high-end finishes, and thoughtfully curated spaces designed for today’s lifestyle. Vaulted ceilings and expansive open-concept living areas create a bright, airy atmosphere filled with natural light. The chef’s kitchen anchors the home with an oversized island, custom cabinetry, oyster-shell ceramic backsplash, premium stainless steel appliances, and seamless flow into the dining and living areas, ideal for entertaining and everyday living. The flexible layout includes two primary suites and versatile spaces suited for a home office, media room, fitness studio, or multi-generational living. Designer details throughout include white oak engineered flooring, porcelain tile accents, and a striking marble feature wall in the spa-inspired primary bath. Bathrooms are appointed with floating vanities, walk-in showers, and contemporary finishes. Set on a spacious corner lot, the property provides room to create a private outdoor retreat—whether a future pool, outdoor kitchen, or entertaining space, enhanced by cool coastal breezes and a charming peek-a-boo ocean view. A southwest-facing orientation captures beautiful sunsets, and an oversized two-car garage with EV charging adds modern convenience. Ideally located near coastal trails, parks, top-rated schools, dining, and shopping, this turnkey ocean-view home embodies luxury, comfort, and an exceptional coastal setting.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Justin Green · Harcourts Prime Properties
Payment estimate
$11,414
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $160,000 · Loan: $1,440,000
- Principal & Interest
- $8,848
- Property tax (1.25%)
- $1,667
- Homeowners insurance
- $300
- Mortgage insurance
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $56,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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