271 Rose Street
Fillmore, CA, 93015
$899,999
MLS: SR26077703
Beds
4
Baths
5
Sq Ft
3,177
Lot
0.18 ac
Year Built
2020
MLS #
SR26077703
Days on Market
4
Listed
Apr 10, 2026
Description
If you have not considered living in Fillmore, now is the time! Welcome to this incredible home where thoughtful design, modern comfort, and a truly special setting come together. Built in 2020, this beautifully maintained residence welcomes you with an inviting front porch perfect for slow mornings, evening chats, and enjoying the charm of this storybook neighborhood, known for its gently curving streets, lush greenbelt, and easy access to scenic walking trails. Inside, the home opens to a light-filled, open-concept layout with stylish ceramic tile and vinyl plank flooring. The kitchen is a show stopper with a huge center island that seats 4, stainless steel appliances, beautiful cabinetry, designer light fixtures, a walk in pantry and a window over the sink with a view of the rear yard. The kitchen flows into a dining area and a spacious living room where you will see windows galore, recess lighting and high ceilings. There is a downstairs bedroom with a full bath plus an additional half bath, ideal for guests, multi-generational living, or a private home office setup. Upstairs, you’ll find a spacious loft with beautiful mountain views, along with an oversized workspace just around the corner, perfect for working from home without sacrificing comfort. The primary suite offers a massive walk-in closet and en-suite bath that completes the space with a clean, modern feel. Both upstairs secondary bedrooms have walk in closets, one with a private attached full bath. The laundry room has a large counter adding everyday convenience. Step outside and discover a backyard that’s nothing short of magical. Designed for both beauty and function, the space features low-voltage landscape lighting, raised garden beds, and a greenhouse with drip irrigation growing perennial and medicinal herbs like mint, thyme, yarrow, and more. The garden is filled with over 40 heirloom and David Austin roses (perfect for being located on Rose St.), and there is an incredible variety of fruit trees including apple, lemon, kumquat, pineapple guava, berries, passion fruit, and grapes. Thoughtfully planned perennial and shrub borders keep maintenance surprisingly simple. All added by the current owners who have loved this home to the fullest. Additional highlights include a 3-car garage, owned solar with an upgraded 8.5 kW system (originally 4.5 kW), and two 13 kWh Tesla home batteries, bringing energy efficiency and peace of mind. This is more than just a home it’s a lifestyle. Wont last
Location
Fillmore, Ventura County, CA 93015
Open on Google Maps ↗Listed by: Rachel Reese · RE/MAX One
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $809,999
- Principal & Interest
- $4,977
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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