2720 Calle Ruiz
West Covina, CA, 91792
$639,800
MLS: OC26035220
Beds
3
Baths
2
Sq Ft
1,502
Lot
5.64 ac
Year Built
1980
MLS #
OC26035220
Days on Market
43
Listed
Feb 18, 2026
Description
Welcome to this bright and well-maintained end-unit home in West Covina, offering 3 bedrooms, 2 full bathrooms, and approximately 1,502 sq ft of comfortable living space. Featuring high vaulted ceilings and abundant natural light, the open layout feels spacious and inviting. The spacious living area showcases warm wood flooring, recessed lighting, and a modern fireplace, creating an inviting space for both everyday living and entertaining. Two private patio terraces overlook mature trees and tranquil greenbelt views—perfect for relaxing or hosting guests? The remodeled kitchen offers sleek cabinetry, quartz countertops, stainless steel appliances, and a contemporary mosaic tile backsplash. A large window fills the kitchen with natural light and opens seamlessly to the dining area, making it ideal for gatherings and family meals. Bathrooms have been tastefully upgraded with modern vanities, quartz countertops, designer lighting, and glass-enclosed showers with stylish tile finishes. Clean lines and neutral tones create a relaxing, spa-like atmosphere. Additional highlights include updated flooring throughout, modern fixtures, ample storage, and a thoughtful layout that balances openness with privacy. The home has been recently refreshed with interior paint, lighting updates, and features a newer AC system and water heater, offering added peace of mind and making the property truly move-in ready. Residents enjoy access to resort-style HOA amenities, including a swimming pool, spa, and beautifully landscaped grounds. Additional conveniences include an upstairs laundry and storage room and two attached garage spaces. Conveniently located close to schools, shopping centers, dining, parks, and hiking trails, this home offers an excellent combination of comfort, functionality, and location—ideal for both homeowners and investors alike.
Location
West Covina, Los Angeles County, CA 91792
Open on Google Maps ↗Listed by: Jessica Zhang · Universal Elite Inc.
Payment estimate
$4,744
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,980 · Loan: $575,820
- Principal & Interest
- $3,538
- Property tax (1.25%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this West Covina home with as little as 3.5% down using an FHA loan — roughly $22,393 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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