2728 Kentucky
Bakersfield, CA, 93306
$289,900
MLS: RS25278525
Beds
2
Baths
1
Sq Ft
1,210
Lot
0.16 ac
Year Built
1936
MLS #
RS25278525
Days on Market
56
Listed
Dec 19, 2025
Description
Beautiful big two bedrooms home with many upgraded features like: new kitchen cabinets with quartz counter top with a finish high gloss backsplash, with a big farm house sink. lots of recessed lighting in thru out the house auto on and off lighting in the bathroom, 14 new windows, fans, two car garage new garage door, large lot , new flooring , tile kitchen floor and breakfast-nook, tile bathroom shower and floor, new toilet , vanity and dimmable led anti-fog mirror . landscape.
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Juan Morales · Juan Carlos Morales Broker
Payment estimate
$2,314
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,990 · Loan: $260,910
- Principal & Interest
- $1,603
- Property tax (1.25%)
- $302
- Homeowners insurance
- $300
- Mortgage insurance
- $109
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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