2736 Central Ave
El Monte, CA, 91733
$700,000
MLS: DW25253931
Beds
2
Baths
1
Sq Ft
1,208
Lot
0.16 ac
Year Built
1950
MLS #
DW25253931
Days on Market
5
Listed
Nov 5, 2025
Description
Located in the heart of El Monte, this 2-bedroom, 1-bath home offers a great opportunity to personalize, update, or expand. Sitting on a generous 6,856 sq ft corner lot, the property features a 1,208 sq ft floor plan with a functional layout and room to enhance. Presenting the possibility for future additions or an ADU. Conveniently positioned near schools, local shops, public transit, and major commuter routes, this home provides both accessibility and long-term value. Sold in its present condition. A great opportunity for those looking to create equity and tailor a home to their vision.
Location
El Monte, Los Angeles County, CA 91733
Open on Google Maps ↗Listed by: Oscar Morales · Excellence RE Real Estate, Inc.
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $630,000
- Principal & Interest
- $3,871
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $263
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91733 (El Monte) within ±10% of this home's price and size.
$669,990
4005 Valley Oak Lane C
El Monte, 91733
$674,015
2528 Pantages Drive
South El Monte, 91733
$689,990
4005 Valley Oak Lane E
El Monte, 91733
$693,990
4007 Valley Oak Lane B
El Monte, 91733
$699,990
4003 Valley Oak Lane G
El Monte, 91733
$720,000
Delco Avenue
South El Monte, 91733
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.