27381 Cottonwood Lane
Lake Arrowhead, CA, 92317
$590,000
MLS: IG25200099
Beds
3
Baths
3
Sq Ft
1,613
Lot
0.22 ac
Year Built
1992
MLS #
IG25200099
Days on Market
205
Listed
Sep 7, 2025
Description
Motivated Seller: Charming Lake Arrowhead Home with Lake Rights. Welcome to your mountain escape perfect home for all seasons! This inviting 3-bedroom, 2.5-bathroom home is nestled in a peaceful Lake Arrowhead neighborhood, just a short walk to the lake. Surrounded by towering trees, the property offers a serene retreat while keeping you close to the heart of the community. Inside, you’ll find a cozy living room with a fireplace, creating the perfect space to unwind after a day outdoors. The functional floor plan includes 3 spacious bedrooms upstairs, a half bath on the main level for guests and two full bathrooms upstairs for comfort and convenience. Step outside onto the spacious deck, ideal for BBQs, entertaining, or simply enjoying the natural mountain setting. Whether you’re sipping your morning coffee or hosting family and friends, the deck is the perfect spot to embrace the beauty of Lake Arrowhead living. Very close to the Lake Arrowhead Village for dining, shopping and amazing concerts and steps away from the small town feel of Blue Jay Village. Additional highlights: Lake rights included Walking distance to the lake Peaceful neighborhood tucked away among the trees This home is perfect as a full-time residence, weekend getaway, or investment opportunity. Experience the charm of mountain living with lake access just steps away. Don’t miss this Lake Arrowhead gem—schedule your showing today! Seller Very Motivate. Seller finance is available.
Location
Lake Arrowhead, San Bernardino County, CA 92317
Open on Google Maps ↗Listed by: Cecilia Ponce De Leon · KELLER WILLIAMS LAKE ARROWHEAD
Payment estimate
$4,398
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,000 · Loan: $531,000
- Principal & Interest
- $3,263
- Property tax (1.25%)
- $615
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $20,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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