27466 Mercantile Court 204
Valencia, CA, 91381
$559,000
MLS: SR26058235
Beds
2
Baths
2
Sq Ft
1,140
Lot
0.45 ac
Year Built
2022
MLS #
SR26058235
Days on Market
23
Listed
Mar 24, 2026
Description
Former model corner residence with designer upgrades, EV-ready garage, and a private, light-filled setting. Ideally situated in a private end location, the home is filled with natural light and features an open-concept layout that flows seamlessly to a set-back balcony, creating a quieter and more private living experience. Thoughtfully designed and upgraded throughout, the interior showcases custom paint with refined accent detailing, designer lighting, 100% American basswood plantation shutters with split-tilt functionality, plush new carpeting with premium padding, and luxury vinyl plank flooring. The kitchen and living spaces feel both elevated and functional, with sleek soft-close cabinetry and a clean, modern aesthetic. The layout lives larger than expected, offering oversized closets and abundant storage rarely found in similar homes. As a former model, the property also includes smart-home features, a private tandem garage with EV charger, custom built-in shelving, a whole-home water filtration system, and additional nearby private storage. Located within one of Valencia’s most desirable communities, this thoughtfully planned, eco-conscious neighborhood offers resort-style amenities including pools with cabanas, community gardens, weekly farmers markets, parks, scenic walking and golf cart trails, and expansive green spaces. The community also features EV-friendly infrastructure, scenic mountain views, and notably lower HOA dues compared to many newer developments—contributing to a more favorable overall monthly cost compared to many newer developments with significantly higher HOA. Conveniently located near the 5 Freeway, Highway 126, Six Flags Magic Mountain, and all that Valencia has to offer, this home presents a rare opportunity to own a former model in one of the area’s most desirable neighborhoods. Seller open to buyer concessions/closing cost assistance.
Location
Valencia, Los Angeles County, CA 91381
Open on Google Maps ↗Listed by: Cherrie Brown · NextHome Real Estate Rockstars
Payment estimate
$4,183
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,900 · Loan: $503,100
- Principal & Interest
- $3,091
- Property tax (1.25%)
- $582
- Homeowners insurance
- $300
- Mortgage insurance
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $19,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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