27561 North Bay
Lake Arrowhead, CA, 92352
$1,395,000
MLS: OC25231043
Beds
4
Baths
4
Sq Ft
2,084
Lot
0.21 ac
Year Built
1977
MLS #
OC25231043
Days on Market
179
Listed
Oct 2, 2025
Description
This stunning 4-bedroom, 3.5-bath mountain retreat combines modern upgrades with timeless lodge-style charm, offering captivating lake views from nearly every window. Thoughtfully remodeled in 2020-2021, the home features a bright open floor plan perfect for both comfort and entertaining. The main level showcases a dramatic great room with vaulted ceilings, expansive windows, recessed lighting, and a cozy gas fireplace that opens to a large entertainer’s deck. The remodeled kitchen is a chef’s dream with stainless steel appliances including a refrigerator, shaker-style cabinetry, pantry with pullout shelves, granite counters, peninsula with seating, and large windows framing the view. Two primary suites with spa-inspired baths—one on the main level and another on the lower level—provide privacy and flexibility, while two additional bedrooms and a spacious family room with a second fireplace and walk-out access to the lower deck with a swinging bench create the perfect retreat for family and guests. Outdoor living shines with two expansive decks crafted in durable Trek decking, ideal for gatherings, dining, or simply enjoying the mountain air and lake views. Additional highlights include dual HVAC and A/C systems with split thermostats, vinyl flooring throughout, inside laundry with washer and dryer, a finished pull-through two-car garage with automatic doors on both sides, and ample guest parking. Sold mostly furnished for a true move-in ready experience, this home is ideally located just above the trails of North Bay Cove with lake rights, peaceful morning walks, sunset strolls, and easy access off Bay Road with level parking. Just minutes from Blue Jay and Lake Arrowhead Village shops and dining, this exceptional property offers the perfect blend of modern amenities, mountain appeal, and lake lifestyle—whether as a primary residence, weekend escape. The home is also licensed as an active Airbnb!
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Lori Robnett · First Team Real Estate
Payment estimate
$9,990
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,500 · Loan: $1,255,500
- Principal & Interest
- $7,714
- Property tax (1.25%)
- $1,453
- Homeowners insurance
- $300
- Mortgage insurance
- $523
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $48,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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