27589 W Shore Road
Lake Arrowhead, CA, 92352
$3,250,000
MLS: IG26063258
Beds
6
Baths
7
Sq Ft
4,122
Lot
0.15 ac
Year Built
1967
MLS #
IG26063258
Days on Market
30
Listed
Mar 23, 2026
Description
Welcome to The Golden Oar – a rare lakefront jewel where luxurious design meets the soul of a cozy lakeside cottage. Practically brand new from top to bottom, this dreamy 6-bedroom, 6.5-bath retreat has been completely reimagined with high-end finishes, timeless style, and whimsical flair. Every inch of this home has been touched with care—from the artisan tilework and custom doors to the soaring ceilings, oversized windows, and stylish lighting that captures the magic of mountain modern living. Located on prestigious West Shore Road, this turnkey property is move-in ready and comes fully furnished. The layout is ideal for gathering with loved ones, with two stunning primary suites—each with its own fireplace, spa-like bathroom, and walk-in closet. The heart of the home is the chef’s kitchen: a showpiece with Viking appliances, a waterfall island, custom cabinetry, a sunny breakfast nook, and even a secret walk-in pantry. On the lower level, you'll find additional guest suites with lake views, a full bath, and a well-appointed laundry room with LG appliances and a deep utility sink. Step outside to enjoy true indoor-outdoor living—Trex decking, a cozy gas fire pit, and a lakefront patio perfect for morning coffee or sunset cocktails. And just a short, easy stroll from the home you can have your your very own boat slip—N509C on a triple-slip dock—offering seamless lake access in one of the most coveted spots in North Bay. Available for extra $$$. Whether you’re seeking a summer escape, a holiday haven, or a year-round sanctuary, The Gilded Oar is that once-in-a-lifetime offering on the Arrowhead lakefront you’ve been waiting for. Come experience lake life at its most magical.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: MEGHAN HARDIN · COLDWELL BANKER SKY RIDGE REALTY
Payment estimate
$22,876
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $325,000 · Loan: $2,925,000
- Principal & Interest
- $17,972
- Property tax (1.25%)
- $3,385
- Homeowners insurance
- $300
- Mortgage insurance
- $1,219
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $113,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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