ActiveTownhouse

2768 Border Avenue

Torrance, CA, 90501

1 / 18View all 18 photos

$1,150,000

MLS: AR26074536

Beds

4

Baths

3

Sq Ft

2,248

Lot

1.04 ac

Year Built

2003

MLS #

AR26074536

Days on Market

10

Listed

Apr 10, 2026

Description

Beautifully maintained home in the desirable gated community of Torrance with award-winning schools. This bright residence offers 4 bedrooms and 3 bathrooms, high ceilings, and an open floor plan filled with natural light. Spacious kitchen with ample cabinetry opens to a large living room with fireplace. Laminate wood flooring throughout. The primary suite features a walk-in closet, soaking tub, and separate shower. Additional highlights include new recessed lighting, laundry roon with built-in cabinets, direct access 2-car garage plus one extra parking space. Private backyard patio ideal for relaxing or entertaining. Conveniently located near shopping, dining, and freeway access.

Location

Torrance, Los Angeles County, CA 90501

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Listed by: Julie Chao · HomeSmart, Evergreen Realty

Payment estimate

$8,288

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000

%
Principal & Interest
$6,359
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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