2768 Border Avenue
Torrance, CA, 90501
$1,150,000
MLS: AR26074536
Beds
4
Baths
3
Sq Ft
2,248
Lot
1.04 ac
Year Built
2003
MLS #
AR26074536
Days on Market
10
Listed
Apr 10, 2026
Description
Beautifully maintained home in the desirable gated community of Torrance with award-winning schools. This bright residence offers 4 bedrooms and 3 bathrooms, high ceilings, and an open floor plan filled with natural light. Spacious kitchen with ample cabinetry opens to a large living room with fireplace. Laminate wood flooring throughout. The primary suite features a walk-in closet, soaking tub, and separate shower. Additional highlights include new recessed lighting, laundry roon with built-in cabinets, direct access 2-car garage plus one extra parking space. Private backyard patio ideal for relaxing or entertaining. Conveniently located near shopping, dining, and freeway access.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Julie Chao · HomeSmart, Evergreen Realty
Payment estimate
$8,288
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
- Principal & Interest
- $6,359
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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