27945 Alvarez
Rancho Palos Verdes, CA, 90275
$1,479,000
MLS: SB26072441
Beds
3
Baths
2
Sq Ft
1,434
Lot
0.39 ac
Year Built
1962
MLS #
SB26072441
Days on Market
16
Listed
Apr 3, 2026
Description
Single story. Private yard. Ocean glimpses. Top-ranked schools. Trader Joe's three minutes away. A lot so big your neighbors might need binoculars to wave at you. And a home that's waited 40 years for the right next chapter. Don't make it wait any longer. First time on market in 40 years. Let that sink in. Single-story 3BR/2BA on a 16,000+ SF lot in Rancho Palos Verdes — with a large flat private yard, ocean peeks from the front, and a vibe that says "I belong here. Galley Kitchen with a large breakfast nook. Big living room. Oversized laundry/flex room with a separate exterior entrance (home office, anyone?). Two-car garage. Sloped driveway. Elevated above Hawthorne with room for a future deck? Maybe. Trader Joe's is down the hill. Top-rated PVPUSD schools. Terranea, trails, golf, and the Pacific are your neighbors. A well maintained home with good bones in a great zip code don't stay secret forever.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Lauren Cotner · Epique Realty
Payment estimate
$10,574
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $147,900 · Loan: $1,331,100
- Principal & Interest
- $8,179
- Property tax (1.25%)
- $1,541
- Homeowners insurance
- $300
- Mortgage insurance
- $555
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $51,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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