28012 Ridgeforest Court
Rancho Palos Verdes, CA, 90275
$1,125,000
MLS: SB26008359
Beds
4
Baths
3
Sq Ft
2,224
Lot
—
Year Built
1975
MLS #
SB26008359
Days on Market
88
Listed
Jan 16, 2026
Description
Welcome to Coastal Living at Its Finest! Nestled in the prestigious gated community of Mira Verde in the highly sought-after. This beautiful home offers the perfect blend of comfort, elegance, and convenience. Step inside to an inviting living room featuring soaring ceilings and a cozy fireplace—ideal for relaxing or entertaining. Just off the living room, a large family room offers the perfect space for gatherings or quiet evenings at home. 1 bedroom & 1 bath at the main level. The remodeled kitchen boasts sleek Quartz countertops, stainless steel appliances, and a charming breakfast nook. The dining area includes an extended patio/den, perfect for a private home office, reading room, or creative retreat. Third floor, the master suite with an remodeled bathroom, walk-in closet and balcony. Two additional spacious bedrooms and a full bathroom provide comfort and flexibility. Direct access two-car garage with a laundry area. Located in a peaceful area of the complex, residents enjoy 24/7 security and a wealth of resort-style amenities: two sparkling community pools, a jacuzzi room, tennis and paddle-ball courts, clubhouse, BBQ areas, and scenic walking paths surrounded by lush, meticulously maintained landscaping. Mira Verde is just minutes from the city center, upscale shopping, fine dining, parks, golf courses, the renowned Terranea Resort, picturesque hiking trails, and award-winning Palos Verdes Peninsula schools. Don’t miss this rare opportunity to own a home in one of Southern California’s most desirable coastal communities!
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Wendy Lee · Century 21 Coastal Properties
Payment estimate
$8,115
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $112,500 · Loan: $1,012,500
- Principal & Interest
- $6,221
- Property tax (1.25%)
- $1,172
- Homeowners insurance
- $300
- Mortgage insurance
- $422
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $39,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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