28019 North Shore Road
Lake Arrowhead, CA, 92352
$3,499,000
MLS: IG26032008
Beds
5
Baths
4
Sq Ft
3,350
Lot
0.46 ac
Year Built
1922
MLS #
IG26032008
Days on Market
70
Listed
Feb 11, 2026
Description
Upon entering this magnificent Lakefront home that blends a modern style with vintage appeal, you’ll look out to glistening North Bay views from massive windows. Originally built in 1922 by James Gamble of Procter & Gamble, one of Lake Arrowhead’s visionaries, this North Shore estate spans a gently terraced half-acre with full-day sun and spectacular sunsets. Expanded, updated, and lovingly maintained over decades, this home marries timeless elegance with contemporary comforts. The floor plan offers multiple indoor/outdoor areas, 5 bed-rooms including a spa-like primary suite and a separate guest cottage suite, four baths, a two-car garage and a single slip dock with a double-sized granite pier. The heart of the home is the spectacular two-story great room, where exposed beams and a floor-to-ceiling granite wood-burning fireplace create an ambiance of warmth yet grandeur. A long window seat invites you to lounge with a book, sip a glass of wine, or simply take in the ever-changing hues of the sparkling lake below. The bright kitchen is outfitted with top-of-the-line Viking appliances. The double french doored dining area opens onto a sprawling entertaining deck, commercial-grade Viking grill, refrigerator, and bar—perfect for al fresco summer gatherings. Also on the main level is a versatile bedroom and bath which could be an office, den or study. It looks out to a soothing recirculating stream water feature. Below a spacious family room, with warm wood paneling and cabinetry, window seating, a built-in bar, big-screen TV, french doors open to another expansive Trex deck built around a majestic 100-year-old incense cedar. Here you’ll find a new inlaid hot tub/spa, along with space for sunbathing or enjoying a competitive game of ping-pong. A frameless glass railing ensures unobstructed views. Additional updates include dual-pane Andersen windows, a DaVinci composite slate roof, hardwood flooring, a whole-house generator, new HVAC and SONOS speaker systems, a beautiful 1k bottle wine cellar, and a private gym. Granite pathways lead from a mature rose garden and fruit trees to the private pier and Brand New SS dock below fully equipped with Bbq, refrigerator, seating. This rare and iconic North Shore original offers a unique opportunity to own a piece of Lake Arrowhead’s history. With decades of thoughtful care and upgrades that enhance its authentic character, this home is listed at $3,499,000. Furnishings are negotiable per seller’s inventory.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Cindy Stahl · Vista Sotheby's International Realty
Payment estimate
$24,606
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $349,900 · Loan: $3,149,100
- Principal & Interest
- $19,349
- Property tax (1.25%)
- $3,645
- Homeowners insurance
- $300
- Mortgage insurance
- $1,312
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $122,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.