2803 Ladera Road
San Bernardino, CA, 92405
$617,500
MLS: IG26064999
Beds
3
Baths
2
Sq Ft
1,170
Lot
0.28 ac
Year Built
1946
MLS #
IG26064999
Days on Market
23
Listed
Mar 26, 2026
Description
Beautiful 3-bedroom, 2-bath home located in a desirable North San Bernardino neighborhood. on a charming tree-lined street. This fully remodeled property offers extensive upgrades including newer windows, roof, HVAC system, plumbing, electrical, and interior/exterior paint. The modern kitchen features new cabinets and countertops, both bathrooms have been tastefully renovated, and additional highlights include waterproof flooring, new carpet, and updated closet doors. Situated on over a 1/4 acre gated lot, the expansive backyard provides ample RV parking, and offers endless possibilities for outdoor living or future development; build up to two ADUs. Conveniently located near CSUSB, grocery stores, restaurants, and easy freeway access, this home blends comfort, style, and opportunity. Don’t miss an exceptional find...all furniture and housewares are negotiable.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Ronald Mitchell · Keller Williams Realty
Payment estimate
$4,589
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,750 · Loan: $555,750
- Principal & Interest
- $3,415
- Property tax (1.25%)
- $643
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $21,613 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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