2804 Elmwood
Bakersfield, CA, 93305
$339,000
MLS: SR26048012
Beds
3
Baths
2
Sq Ft
1,511
Lot
0.19 ac
Year Built
1961
MLS #
SR26048012
Days on Market
43
Listed
Mar 9, 2026
Description
Beautifully updated home in Northeast Bakersfield is officially live! This charming property features 3 bedrooms and 2 bathrooms, offering the perfect blend of comfort and style. Enjoy a spacious living room complete with a cozy fireplace ideal for gathering during the holidays or relaxing evenings at home. The inviting kitchen provides a warm and functional space, with direct access to the expansive backyard. Step outside to a huge yard filled with potential whether you envision creating your dream outdoor oasis or adding an ADU for additional income opportunities, the possibilities are endless. Don't miss your chance to own this versatile and move-in ready home. Contact your favorite Realtor today to schedule a private showing!
Location
Bakersfield, Kern County, CA 93305
Open on Google Maps ↗Listed by: Roger Magana · Golden Valley Real Estate Group
Payment estimate
$2,655
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100
- Principal & Interest
- $1,875
- Property tax (1.25%)
- $353
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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