2806 Pacific Coast
Torrance, CA, 90505
$1,495,000
MLS: SB26041803
Beds
5
Baths
4
Sq Ft
2,117
Lot
0.12 ac
Year Built
1952
MLS #
SB26041803
Days on Market
39
Listed
Feb 26, 2026
Description
Experience a thoughtfully private compound, this residence evokes elegance and a distinctly modern sensibility. Each space has been curated with hand-selected finishes - from the custom kitchen, to the high end details. The arched living room wall introduces a warm, textural sophistication that continues throughout this exceptional home. The kitchen offers the perfect balance of form and function. Anchored by a substantial center island, this space features Café appliances, a custom designed hood and an expansive walk-in pantry outfitted with custom built-in shelves. Designed with both entertaining and everyday living in mind, it opens seamlessly to the home's main living areas, creating a fluid, sunlit space where gatherings unfold with ease. The main residence offers four bedrooms and three baths, including a versatile suite that opens to a serene patio - ideal for guests or a tranquil home office. The primary suite features an oversized walk-in closet, and spa-like bath. Beyond the interiors, an extraordinary outdoor sanctuary awaits, along with Podocarpus trees and multiple seating areas. The outdoor space gracefully links the main residence to a fully equipped ADU, complete with a private bedroom and bath, full kitchen, and laundry, offering exceptional versatility and opportunity. Set within a close-knit, highly desirable neighborhood with premier access to top-tier schools, the beach, golf, shopping, and dining, this estate is a rare opportunity to live beautifully, live effortlessly, and live inspired.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Fany Canales Corrales · Compass
Payment estimate
$10,685
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $149,500 · Loan: $1,345,500
- Principal & Interest
- $8,267
- Property tax (1.25%)
- $1,557
- Homeowners insurance
- $300
- Mortgage insurance
- $561
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $52,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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