ActiveSingleFamilyResidence

2806 Pacific Coast

Torrance, CA, 90505

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$1,495,000

MLS: SB26041803

Beds

5

Baths

4

Sq Ft

2,117

Lot

0.12 ac

Year Built

1952

MLS #

SB26041803

Days on Market

39

Listed

Feb 26, 2026

Description

Experience a thoughtfully private compound, this residence evokes elegance and a distinctly modern sensibility. Each space has been curated with hand-selected finishes - from the custom kitchen, to the high end details. The arched living room wall introduces a warm, textural sophistication that continues throughout this exceptional home. The kitchen offers the perfect balance of form and function. Anchored by a substantial center island, this space features Café appliances, a custom designed hood and an expansive walk-in pantry outfitted with custom built-in shelves. Designed with both entertaining and everyday living in mind, it opens seamlessly to the home's main living areas, creating a fluid, sunlit space where gatherings unfold with ease. The main residence offers four bedrooms and three baths, including a versatile suite that opens to a serene patio - ideal for guests or a tranquil home office. The primary suite features an oversized walk-in closet, and spa-like bath. Beyond the interiors, an extraordinary outdoor sanctuary awaits, along with Podocarpus trees and multiple seating areas. The outdoor space gracefully links the main residence to a fully equipped ADU, complete with a private bedroom and bath, full kitchen, and laundry, offering exceptional versatility and opportunity. Set within a close-knit, highly desirable neighborhood with premier access to top-tier schools, the beach, golf, shopping, and dining, this estate is a rare opportunity to live beautifully, live effortlessly, and live inspired.

Location

Torrance, Los Angeles County, CA 90505

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Listed by: Fany Canales Corrales · Compass

Payment estimate

$10,685

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $149,500 · Loan: $1,345,500

%
Principal & Interest
$8,267
Property tax (1.25%)
$1,557
Homeowners insurance
$300
Mortgage insurance
$561
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $52,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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