Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

28070 Ella Drive

Rancho Palos Verdes, CA, 90275

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$1,995,000

MLS: PV26022993

Beds

5

Baths

4

Sq Ft

3,048

Lot

0.17 ac

Year Built

1962

MLS #

PV26022993

Days on Market

22

Listed

Mar 9, 2026

Description

Just imagine being 3 minutes away from your office and a few steps away from your secluded Primary Suite in the spacious upstairs unit while downstairs the family is just waking up and eating breakfast. Grandma and the children have the entire downstairs of the home to themselves with easy access to kitchen, formal and informal dining and 3 other bedrooms and 2 additional baths. You will love the floor plan and enjoy the easy access to the backyard for those warm summer evenings. The spacious kitchen with eating area in addition to formal dining off the living room makes entertaining a breeze. As an added bonus, there is a separate laundry room conveniently located off the kitchen with extra storage cabinet and washer and dryer which are included with the home. You cannot beat the location with the Peninsula Shopping Center just 5 minutes away including great restaurants, live theater, golf courses, ice skating rink and much more plus Peninsula High school, one of the two high schools on the peninsula. This very special property is also close to beaches, airport access and much more! Do not hesitate to see this one of a kind property at its 1st Broker Open House Tuesday, March 10th!!

Location

Rancho Palos Verdes, Los Angeles County, CA 90275

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Listed by: Phyllis Weitzman · Estate Properties

Payment estimate

$14,158

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $199,500 · Loan: $1,795,500

%
Principal & Interest
$11,032
Property tax (1.25%)
$2,078
Homeowners insurance
$300
Mortgage insurance
$748
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $69,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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