2816 Via Pacheco
Palos Verdes Estates, CA, 90274
$2,650,000
MLS: PV26001789
Beds
5
Baths
6
Sq Ft
3,422
Lot
0.20 ac
Year Built
1992
MLS #
PV26001789
Days on Market
88
Listed
Jan 5, 2026
Description
Imagine a modern coastal home in a prime lower Lunada Bay neighborhood with ocean and bluff views and within walking distance of schools and local amenities. This beautiful contemporary style home offers a unique living environment with multi-level spaces for entertaining and family living. With high soaring ceilings and extensive glass windows this home is bright and airy. The expansive floor plan has 4 bedrooms, each with its own en suite bathroom granting privacy and convenience, a guest bedroom or office, and a spacious primary suite with a private view patio to enjoy morning coffee or late afternoon sunsets. The well equipped kitchen features a 5 burner gas range and sub zero refrigerator/freezer and cabinet counters accented with granite. An elevated and spacious rear yard is perfect for relaxing and outdoor activities. A great opportunity to reside in a highly sought after area along the coast of Palos Verdes.
Location
Palos Verdes Estates, Los Angeles County, CA 90274
Open on Google Maps ↗Listed by: Kevin Moen · Estate Properties
Payment estimate
$18,708
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $265,000 · Loan: $2,385,000
- Principal & Interest
- $14,654
- Property tax (1.25%)
- $2,760
- Homeowners insurance
- $300
- Mortgage insurance
- $994
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palos Verdes Estates home with as little as 3.5% down using an FHA loan — roughly $92,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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