2817 Virginia Avenue
Santa Monica, CA, 90404
(No pictures available yet)
$2,175,000
MLS: 26769189
Beds
3
Baths
3
Sq Ft
1,843
Lot
0.15 ac
Year Built
1928
MLS #
26769189
Days on Market
21
Listed
Apr 22, 2026
Description
If quintessential indoor/outdoor entertaining is what you're looking for, this updated and modern, 3 bed, 3 bath Santa Monica bungalow plus a 289 sq ft permitted Studio w kitchenette and bath is a perfect find. Striking curb appeal greets you with lovely drought-tolerant landscaping and a dual-zoned drip system. Providing absolute charm alongside modern conveniences, this home features vaulted ceilings, recessed lighting, large chef's kitchen with loads of storage, big windows and skylights for spectacular sunshine, and a great layout conducive to indoor and outdoor living and entertaining. The modern primary suite features ample and organized closets, a built-in shoe cabinet & dresser, and floor-to-ceiling glass overlooking the lush backyard. A newly built studio with permits provides for guest quarters or separate work/flex space complete with a full bath and kitchenette. Room in driveways for 2 car spaces + EV charger. Very close proximity to everyday necessities including grocers, cafes, several parks, great restaurants, highly ranked schools, and Bergamot Station all within a few blocks. Plus, it's only a five-minute drive to the beach or Promenade.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Melissa Menard · Compass
Payment estimate
$15,587
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $217,500 · Loan: $1,957,500
- Principal & Interest
- $12,206
- Property tax (1.25%)
- $2,266
- Homeowners insurance
- $300
- Mortgage insurance
- $816
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $76,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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