28192 S Ridgecove Court S
Rancho Palos Verdes, CA, 90275
$865,000
MLS: PV26021079
Beds
2
Baths
2
Sq Ft
1,142
Lot
9.64 ac
Year Built
1973
MLS #
PV26021079
Days on Market
65
Listed
Jan 29, 2026
Description
VIEW! VIEWS! VIEWS!! Turn-key and perfectly positioned in a prime location with no neighbors in front, this stunning home offers sweeping views and an unmatched sense of privacy. Located directly across from the pool, you’ll enjoy expansive, open vistas that make it feel like you’re on top of the world. Just steps from Peninsula Center, Highridge Park, and Ridgecrest Intermediate, the home sits across from lush green lawns and a sparkling pool. Take in beautiful city and mountain views from the main level and breathtaking Queen’s Necklace views from the primary bedroom. Recently remodeled and showing like a model home, this residence features oak floors, smooth ceilings, recessed lighting, quartz countertops, and brand-new appliances. The open-concept layout flows seamlessly to a private patio, perfect for indoor-outdoor living. A two-car garage and modern finishes throughout complete the package. Located in the secure, guard-gated community of Ridgegate, residents enjoy resort-style amenities including a pool, tennis courts, and pickleball. An exceptional opportunity to invest in or fully embrace the coveted Palos Verdes lifestyle.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Rachel Martiens · Estate Properties
Payment estimate
$6,309
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,500 · Loan: $778,500
- Principal & Interest
- $4,783
- Property tax (1.25%)
- $901
- Homeowners insurance
- $300
- Mortgage insurance
- $324
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $30,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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