2825 W 28th Street
Rosamond, CA, 93560
$390,000
MLS: 26001945
Beds
4
Baths
2
Sq Ft
1,712
Lot
0.18 ac
Year Built
1989
MLS #
26001945
Days on Market
56
Listed
Mar 7, 2026
Description
Nice 4 BR 2 bath Single story house built in 1989. The exterior show very nice with a light gray color and a two-car garage. There is a nice brick fireplace in the living room with shelving on each side. The kitchen has a dishwasher, stove and a garbage disposal and hood. The flooring in the house is tile in all rooms. The garage has the washer and dry hook up, with the water heater and Fau. There is a nice window in garage and a door that leads out on the side. The back yard is landscaped and has a patio with a slab flooring. There is a large shed that will stay, The house is down the street from Rosamond High school and Albertson shopping center. Nice seize bedrooms and both bathrooms show very nice with tile on the walls and flooring. Easy access to Edwards Air force base and easy access to the freeway.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Ralph Saucedo · Century 21 Doug Anderson
Payment estimate
$2,985
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,000 · Loan: $351,000
- Principal & Interest
- $2,214
- Property tax (1%)
- $325
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $13,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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