28301 Bern Lane
Lake Arrowhead, CA, 92352
$825,000
MLS: CV26037732
Beds
4
Baths
3
Sq Ft
2,535
Lot
0.24 ac
Year Built
2003
MLS #
CV26037732
Days on Market
1
Listed
Feb 19, 2026
Description
Family-Friendly 4-Bedroom, 3-Bath Home with Full Lake Rights — Walking Distance to Lake Arrowhead Welcome to your ideal mountain retreat in the heart of Lake Arrowhead! This charming 4-bedroom, 3-bath home combines comfort and mountain charm—perfect for families or anyone seeking a relaxed lifestyle surrounded by nature. With full lake rights and a location within walking distance to the lake, you’ll enjoy year-round access to all that Lake Arrowhead offers. Step inside to a warm, inviting living area with large windows, a stone fireplace, and an easy, open flow that makes relaxing or entertaining a pleasure. The kitchen provides generous counter space, plenty of cabinetry, and a convenient layout for everyday cooking or hosting family gatherings. The adjacent dining area offers a comfortable space for daily meals or special occasions. The primary suite is a peaceful retreat with a private en-suite bath and forest views. Three additional bedrooms provide space for family, guests, or a home office. With three full bathrooms, this home easily accommodates both everyday life and weekend visitors. Outdoors, enjoy multiple decks and sitting areas perfect for morning coffee, barbecues, or simply taking in the mountain air. Surrounded by mature trees, the setting feels private and serene—ideal for families who love spending time outside. The property’s short walk to the lake and full lake rights mean you’ll have access to swimming, boating, fishing, and lakeside relaxation all year long. Located just minutes from Lake Arrowhead Village, you’re close to shops, restaurants, and community events. Nearby parks, hiking trails, and schools make this a wonderful full-time home or vacation getaway. The welcoming neighborhood and endless outdoor recreation make it a place your family will love. Property Highlights: 4 bedrooms and 3 full bathrooms Cozy living room with stone fireplace and natural light Well-appointed kitchen with ample storage and workspace Private primary suite with en-suite bath and forest views Walking distance to the lake with full lake rights Multiple decks for relaxing or entertaining outdoors Close to Lake Arrowhead Village, parks, and hiking trails Family-friendly community with year-round activities Don’t miss the chance to own this beautiful home in one of Lake Arrowhead’s most desirable areas—a perfect blend of comfort, charm, and mountain living.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Richard Starr · SECURITY FINANCIAL REAL ESTATE
Payment estimate
$6,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,500 · Loan: $742,500
- Principal & Interest
- $4,562
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $28,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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