28428 Oak Valley
Castaic, CA, 91384
$825,000
MLS: SR26074477
Beds
4
Baths
3
Sq Ft
2,226
Lot
0.12 ac
Year Built
1998
MLS #
SR26074477
Days on Market
3
Listed
Apr 7, 2026
Description
Welcome to this Light-filled Castaic Home with 4 Beds, 3 Baths, Over 2,200 SqFt., Downstairs Bed & Bath, 3-Car Garage, Pool & Spa, Peek-A-Boo Views, and No HOA or Mello-Roos! The home features soaring ceilings and a spacious formal living and dining area that creates an inviting first impression. The open-concept layout continues into the family room, complete with a cozy fireplace, abundant windows, and flows into the eat-in kitchen which is perfect for everyday living and entertaining. The kitchen offers a center island, granite countertops, tumbled travertine backslash, stainless steel appliances, a built-in desk area, and ample cabinetry. A convenient powder room, downstairs bedroom and bath that is perfect for guests or in-law quarters. Upstairs, the expansive primary suite features double door entry, a private balcony with scenic peek-a-boo views, its own fireplace, a large walk-in closet, and a remodeled ensuite with dual sinks and an oversized glass-enclosed walk-in shower. Two additional bedrooms, one enhanced with built-in bookshelves and a remodeled jack-n-jill bathroom. Step outside to your private backyard oasis featuring a sparkling pool and spa, lush landscaping, covered patio, and a built-in cook station, ideal for entertaining. Additional highlights include wood flooring, plantation shutters, new HVAC and water heater, newer paint inside and out, ceiling fans, and a spacious 3-car tandem garage. Ideally located near breathtaking mountain views, hiking trails, and just minutes from Castaic Lake and Recreation Center. Close to top-rated schools, shopping, dining, and easy freeway access. This is the one you’ve been waiting for, don’t miss this incredible opportunity to call it home!
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Cherrie Brown · NextHome Real Estate Rockstars
Payment estimate
$6,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,500 · Loan: $742,500
- Principal & Interest
- $4,562
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $28,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Similar Homes Nearby
Active and pending listings in ZIP 91384 (Castaic) within ±10% of this home's price and size.
$749,900
27740 Elkwood Lane
Castaic, 91384
$760,000
27635 Elkwood Lane
Castaic, 91384
$775,000
28838 Lincoln
Castaic, 91384
$799,000
29716 Jackson
Castaic, 91384
$800,000
28547 Heather Lane
Castaic, 91384
$849,900
28610 Greenwood
Castaic, 91384
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.