2851 SEAHORSE Avenue
Ventura, CA, 93001
$3,199,000
MLS: V1-34623
Beds
4
Baths
3
Sq Ft
2,936
Lot
0.11 ac
Year Built
1965
MLS #
V1-34623
Days on Market
68
Listed
Feb 12, 2026
Description
Exceptional waterfront home offering refined coastal living in the heart of the Ventura Keys. This four bedroom, three bath residence plus bonus room has been thoughtfully updated throughout.The first level features an open kitchen, dining, and living area filled with natural light and oriented toward the water. Engineered French oak flooring and rift sawn white oak cabinetry set a warm, modern tone, while new windows and doors create seamless access to the expansive waterside patio. The first level also includes a bedroom and full bath, indoor laundry, and direct access to the attached two car garage.Upstairs, the home offers three additional bedrooms, including the primary suite with an oversized walk in closet. A dedicated bonus room provides flexible space for a home office, media room, or additional lounge area.Outdoor living is a standout feature, with a generous patio and fire pit overlooking the channel and a private 35 foot boat dock. Additional upgrades include a new roof and new HVAC system.The voluntary homeowners association offers access to two private beaches, pickleball courts, a basketball court, and community barbecues. A turnkey waterfront opportunity combining modern updates, generous outdoor space, and one of Ventura's most desirable coastal neighborhoods.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Grant Leichtfuss · BHHS California Properties
Payment estimate
$22,522
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $319,900 · Loan: $2,879,100
- Principal & Interest
- $17,690
- Property tax (1.25%)
- $3,332
- Homeowners insurance
- $300
- Mortgage insurance
- $1,200
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $111,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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