2854 E Sarnia
Ontario, CA, 91761
$668,000
MLS: AR26007253
Beds
4
Baths
3
Sq Ft
1,640
Lot
0.07 ac
Year Built
2019
MLS #
AR26007253
Days on Market
71
Listed
Jan 14, 2026
Description
2854 E Sarnia St, Ontario, CA 91761 Built in 2019 and meticulously maintained, this like-new home offers a modern, open layout filled with natural light and designed for comfortable everyday living. Equipped with solar for energy efficiency and long-term savings, the home is ideal for a growing family looking for both comfort and value. Located in a thriving and family-friendly neighborhood with ample parks and playgrounds nearby, this area is perfect for children to play and families to grow. A new school is coming soon, adding even more convenience and future appeal. Just minutes from Costco, shopping centers, dining, and major employment hubs, the location provides excellent access to countless job opportunities and daily necessities. With close proximity to the future Ontario Great Park, this home represents huge long-term value in one of Ontario’s most promising and rapidly developing areas.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Lin Fu Zhen · Wetrust Realty
Payment estimate
$4,940
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $66,800 · Loan: $601,200
- Principal & Interest
- $3,694
- Property tax (1.25%)
- $696
- Homeowners insurance
- $300
- Mortgage insurance
- $251
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $23,380 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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