286 N Macy
San Bernardino, CA, 92410
$449,000
MLS: WS26028639
Beds
2
Baths
2
Sq Ft
960
Lot
0.15 ac
Year Built
1953
MLS #
WS26028639
Days on Market
36
Listed
Feb 7, 2026
Description
This property features a bright and open living area with updated flooring, fresh interior paint, and abundant natural light throughout. Shaker Cabinets and Quartz counter tops with Stainless steel sink, stove, dishwasher included. Newly installed Dual Pane Energy Efficient Windows. Heating and Air Conditioning Cooling units just installed for each bedroom. The kitchen offers ample cabinet storage, generous counter space, and a practical layout that flows seamlessly into the main living area, ideal for everyday living. Both bathrooms have been updated with clean, modern finishes, including a tiled walk-in shower. Outside, the property includes a covered carport, extended driveway, and a spacious yard with room for outdoor enjoyment, expansion, or future customization. The single-level layout and straightforward floor plan make this home well-suited for first-time buyers, downsizers, or investors seeking a low-maintenance property. Conveniently located near schools, shopping, dining, and major commuter routes, this move-in-ready home presents an excellent opportunity to own in San Bernardino at an accessible price point.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: HANH HOANG · Wetrust Realty
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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