28627 Covecrest
Rancho Palos Verdes, CA, 90275
$2,395,000
MLS: SB26065235
Beds
5
Baths
4
Sq Ft
3,031
Lot
0.18 ac
Year Built
1968
MLS #
SB26065235
Days on Market
6
Listed
Mar 26, 2026
Description
This 5-bedroom, 4-bathroom home offers more than just space; it offers a sense of place. Set on a flat 7920 sq ft lot, this split level home has been thoughtfully updated with a drought friendly front yard. From the moment you step inside, the home reveals a layout that is intuitively designed, ideal for everyday comfort. The first floor features both a living room and a formal dining room, including one with an adjacent 1/2 bath. A few steps down is situated a great room with a wet bar, two bedrooms and a bath. Upstairs, among the 3 bedrooms, the primary suite offers a tranquil retreat with multiple closets and a bath and separate shower, along with ocean views. The outdoor spaces are what elevate this home into something extraordinary whether you're enjoying a morning coffee or hosting a summer evening gathering, with the patio spanning the entire backyard and a very inviting swimming pool. Additional amenities include central air and heat, a spacious laundry room with plenty of storage spaces. Located in the prestigious Palos Verdes School District and close to parks, shopping, and dining, this home blends comfort, convenience and pride of ownership.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Connie Paik · The Realestate Group
Payment estimate
$16,937
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $239,500 · Loan: $2,155,500
- Principal & Interest
- $13,244
- Property tax (1.25%)
- $2,495
- Homeowners insurance
- $300
- Mortgage insurance
- $898
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $83,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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