28630 Oak Valley
Castaic, CA, 91384
(No pictures available yet)
$835,000
MLS: SR26080708
Beds
4
Baths
3
Sq Ft
2,226
Lot
0.14 ac
Year Built
1999
MLS #
SR26080708
Days on Market
6
Listed
Apr 24, 2026
Description
Welcome to this beautiful Castaic pool home filled with custom features! 4 beds, 3 baths over 2,200 sqft, downstairs bed & bath, 3-car tandem garage, custom 2 yr old earthquake proof pool with no HOA or Mello Roos!! Featuring high ceilings, large formal living room. The open floor concept continues into the family room featuring a gorgeous custom stone fireplace and mantle for cozy nights AND a stone accented under the stairs dog sleeping room to match! Also under the stairs is ample shelving for storage.Kitchen remodeled 2 years ago featuring custom island larger and rotated for more space, newer garbage disposal, water filtration system through home, newer microwave and dishwasher, touchless kitchen faucet, granite countertops with beautiful "concrete-like" finish on top, 1 year old silent garage door motor, new smoke and carbon monoxide detectors, new a/c thermostat and a/c vent, all new light switches and plugs throughout. As you head up the stairs to the second floor you step onto the beautiful new wood flooring that continues ithrough the hallway into the primary bedroom featuring a wood wall highlight, wall to wall windows with new motorized blinds to enjoy the stars in privacy. Ample secondary bedrooms also have all new blinds. Exterior features drought resistant front and backyard (sprinkler system still intact) tastefully done to highlight plants, backyard has a beautiful water feature, 8 ft wood treated privacy fence on back wall, custom built gazebo with seating and fire pit and a gated dog run on side yard (with door door going into family room). 220 EV Charger in garage. Too many custom upgrades to mention. This is a must see!
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Laurie Reale · eXp Realty of California Inc
Payment estimate
$6,238
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $83,500 · Loan: $751,500
- Principal & Interest
- $4,755
- Property tax (1.25%)
- $870
- Homeowners insurance
- $300
- Mortgage insurance
- $313
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $29,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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