Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

28831 Terrace Drive

Highland, CA, 92346

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$1,079,000

MLS: FR26074981

Beds

4

Baths

5

Sq Ft

3,811

Lot

0.46 ac

Year Built

1999

MLS #

FR26074981

Days on Market

2

Listed

Apr 7, 2026

Description

Custom home 4 bedroom 4 and 1 half bath 3811 square feet 960 sq ft 4 car tandem garage pool/spa salt system half acre view lot above east highland ranch. Home is one of a kind plans on site owner builder with many upgrades like a 400 amp elecrical panel easy ad on for additional bedroom in garage and 2 space ADU in back yard if desired. Master suite is downstairs library and game room open floor plan 20ft ceilings in great room covered patio fire pit balcony etc... too many upgrades too mention. 180 degree view of valley a must see

Location

Highland, San Bernardino County, CA 92346

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Listed by: Brian Dombroski · Dombroski Realty

Payment estimate

$7,795

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $107,900 · Loan: $971,100

%
Principal & Interest
$5,967
Property tax (1.25%)
$1,124
Homeowners insurance
$300
Mortgage insurance
$405
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Highland home with as little as 3.5% down using an FHA loan — roughly $37,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Highland, CA 92346 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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