28855 Cedar Ridge Court
Saugus, CA, 91390
$1,050,000
MLS: SR26072360
Beds
4
Baths
3
Sq Ft
2,715
Lot
0.20 ac
Year Built
1999
MLS #
SR26072360
Days on Market
9
Listed
Apr 10, 2026
Description
End of culdesac location with a private backyard featuring a pool, spa, putting green, grassy area, covered patio, large side yard, an oversized family room off the kitchen, and no mello roos. Original owners have meticulously maintained and thoughtfully upgraded this home throughout. The backyard was fully renovated with PebbleTec pool finish, Pentair equipment, and LED color changing lighting. The updated kitchen has white cabinetry, granite countertops, and a large center island and opens directly to the expanded family room with fireplace. Flooring includes wood and plush carpet. Additional upgrades include dual pane Milgard vinyl windows, HVAC system replaced approximately 2 years ago, and updated attic insulation. The flexible floorplan includes a downstairs bedroom and full bathroom, along with an indoor laundry room with sink. Upstairs features three additional bedrooms plus a loft. The primary suite offers high ceilings, a walk in closet, soaking tub, walk in shower, and dual vanities. Located in the Pacific Hills neighborhood and zoned for Valencia High School, Rio Norte Junior High, and Mountain View Elementary. No LMD on taxes as HOA cares for the common areas.
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Holly Thompson · RE/MAX of Santa Clarita
Payment estimate
$7,594
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
- Principal & Interest
- $5,806
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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