2889 Plaza Del Amo 405
Torrance, CA, 90503
$1,399,000
MLS: SB26051508
Beds
3
Baths
3
Sq Ft
2,285
Lot
0.05 ac
Year Built
2002
MLS #
SB26051508
Days on Market
40
Listed
Mar 10, 2026
Description
Welcome to life at The Breakers at Plaza Del Amo, one of Torrance’s favorite gated communities where neighbors wave hello, the pool is just a short stroll away, and everything you need is right around the corner. With 3 bedrooms, 2.5 baths and 2,285 square feet, this home offers the kind of space and layout that makes everyday living feel easy. Inside, warm hardwood floors and soaring ceilings set the tone, creating a bright and inviting space that feels both open and comfortable. The living room is a great place to gather, and just off of it a private patio becomes your go-to spot for outdoor dinners, weekend get-togethers, or a quiet morning coffee before the day gets going. The kitchen and family room naturally become the heart of the home. With an eat-in kitchen area and open flow to the family room, it’s the kind of space where people tend to linger a little longer, whether it’s helping with dinner, catching up after the day, or hosting friends who somehow always end up in the kitchen. A separate dining area adds another space for gatherings, celebrations, or the occasional “let’s actually sit at the table tonight” dinner. Upstairs, all three bedrooms are tucked away together, a layout many buyers love because it keeps the sleeping spaces grouped on one level and separate from the main living areas. The primary suite offers plenty of room to stretch out and relax, while the additional bedrooms give you flexibility for guests, a home office, or whatever life needs next. Soft carpet throughout the upper level adds comfort where it matters most. This particular home also enjoys a unique position within the community, open on three sides and not directly facing another home in front, creating a greater sense of openness and privacy that’s hard to find in many townhome-style communities. The location within the community is especially convenient, just moments from the pool, playground, and guest parking, making it easy to enjoy everything The Breakers has to offer. Located within the highly regarded Torrance Unified School District and just minutes from Wilson Park, Del Amo Fashion Center, Target, Mitsuwa, great dining spots, and everyday shopping, the location is hard to beat. Comfortable, spacious, and in a location that makes daily life easy, this home is ready for its next chapter.
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Aaron Klapper · eXp Realty of California, Inc.
Payment estimate
$10,018
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
- Principal & Interest
- $7,736
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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