28908 Saddle Circle
Castaic, CA, 91384
$969,990
MLS: SR26045444
Beds
4
Baths
3
Sq Ft
2,485
Lot
0.14 ac
Year Built
2025
MLS #
SR26045444
Days on Market
7
Listed
Mar 5, 2026
Description
BRAND-NEW HOME! This beautiful home is nestled within the serene environment of Williams Ranch, a community designed with you and your lifestyle in mind. Live on a 430-acre master planned community located in Santa Clarita Valley between the Sierra Pelona Mountains, Castaic Lake Recreation Center Area, and directly adjacent to Valencia's Commerce Center. Come and be a part of a community that will have an exceptional recreation center, a junior Olympic sized swimming pool, an outdoor kitchen, an amphitheater, a wine pavilion, and clubhouse. Here you are surrounded by abundant open space, hiking trails, numerous pocket parks, large citrus orchards, and working vineyards. These amenities will exceed every expectation. Plan Six at Williams Ranch offers approximately [insert square footage] of thoughtfully designed living space with four bedrooms and three bathrooms in a two-story layout. The open-concept floor plan seamlessly connects the kitchen, dining area, and great room, creating an ideal setting for everyday living and entertaining. The first-floor features one bedroom and one full bathroom, providing flexibility for guests, multigenerational living, or a private home office. Upstairs, you’ll find a versatile loft space, convenient laundry room, and additional secondary bedrooms. The primary suite offers a spacious retreat with an en-suite bathroom, generous closet space and a balcony with and unobstructed view of the valley. The home also includes a spacious backyard with covered patio, offering ample outdoor living potential. Williams Ranch is conveniently located just off Interstate 5, providing easy access to Santa Clarita, Ventura, and surrounding areas, making commuting and everyday travel simple and accessible.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Michael Brunette · Williams Homes Inc.
Payment estimate
$7,038
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $96,999 · Loan: $872,991
- Principal & Interest
- $5,364
- Property tax (1.25%)
- $1,010
- Homeowners insurance
- $300
- Mortgage insurance
- $364
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $33,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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