28935 Banff
Lake Arrowhead, CA, 92352
$425,000
Original list price: $514,900
MLS: HD25250607
Beds
3
Baths
2
Sq Ft
1,712
Lot
0.21 ac
Year Built
1980
MLS #
HD25250607
Days on Market
219
Listed
Oct 31, 2025
Description
**L A K E A C C E S S – YOUR DREAM RETREAT AWAITS!** Searching for the perfect vacation home or a full-time sanctuary that feels like a getaway every single day? This is it. From the moment you arrive, this property will take your breath away with *unobstructed, one-of-a-kind views* that will never be compromised. As you pull in, you’ll appreciate the thoughtful details- extra parking at the private roadside cutout and even more space closer to the home. Two entry doors welcome you inside, but the real magic begins when you step out onto the deck. Picture this: mornings spent savoring your coffee while the lake sparkles in the distance, or evenings by the fire pit, unwinding after a day on the water. It’s relaxation redefined. Inside, this home is as versatile as it is stunning. While officially listed as a 3-bedroom, the loft offers endless possibilities—a 4th bedroom, a cozy office, a playroom for the kids, or whatever suits your needs. And yes, there’s even an indoor laundry room- because convenience matters. The primary bedroom is your personal oasis, complete with a full bathroom and a wet bar- perfect for those quiet mornings or lively game nights with friends. The kitchen, with its gleaming granite countertops, rich cabinetry, and stainless steel appliances, is an entertainer’s dream. And the living room? It’s the epitome of mountain charm, with soaring wood-beamed ceilings and a floor-to-ceiling stacked stone fireplace that practically begs for cozy winter nights by the fire. This home isn’t just beautiful; it’s prepared for anything. A backup generator ensures uninterrupted comfort, and the basement provides ample storage space for all your gear. With central heat and air, and sold fully furnished, all that’s left is for you to move in and start making memories. This is more than a house- it’s a lifestyle. Are you ready to make it yours? Lake rights Parking spaces Level entry Furnished / negotiable
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Allison Flatt · Compass
Payment estimate
$3,325
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,423
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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