28996 Garnet Canyon Drive
Saugus, CA, 91390
$934,900
MLS: SR26025970
Beds
4
Baths
3
Sq Ft
2,772
Lot
0.37 ac
Year Built
2001
MLS #
SR26025970
Days on Market
66
Listed
Feb 5, 2026
Description
Elegant & Spacious Saugus Home with Flexible Living Spaces!!! Welcome to this beautifully maintained and thoughtfully designed residence in one of Saugus’ most desirable neighborhoods. Offering 4 bedrooms plus a dedicated office, this home provides the versatility and space today’s buyers are seeking. The interior features an open and light-filled floor plan, with expansive living areas that seamlessly connect the kitchen, dining, and family spaces—ideal for both everyday living and entertaining. The kitchen opens to the main living area, creating a functional and inviting environment. Upstairs and additional rooms provide flexibility for bedrooms, work-from-home needs, or guest accommodations. The primary suite offers a comfortable retreat with ample space and privacy. Step outside to a generously sized backyard, perfect for outdoor gatherings, recreation, or simply enjoying the Southern California lifestyle. Located in a quiet residential setting near local parks, schools, shopping, and commuter routes, this home presents an excellent opportunity for buyers seeking space, comfort, and convenience in the Santa Clarita Valley. No Mello Roose!!! Ready for a quick close!!!
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Vijay Sharma · Keller Williams VIP Properties
Payment estimate
$6,794
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $93,490 · Loan: $841,410
- Principal & Interest
- $5,170
- Property tax (1.25%)
- $974
- Homeowners insurance
- $300
- Mortgage insurance
- $351
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $32,722 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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