28996 Garnet Canyon Drive
Saugus, CA, 91390
$899,900
Original list price: $934,900
MLS: SR26025970
Beds
4
Baths
3
Sq Ft
2,772
Lot
0.37 ac
Year Built
2001
MLS #
SR26025970
Days on Market
116
Listed
Feb 5, 2026
Description
Now Offered Under $900,000 – Exceptional Value in Pacific Crest! Welcome to this beautifully maintained and move-in ready home in the highly sought-after Pacific Crest community of Saugus. Offering approximately 2,800 square feet of thoughtfully designed living space, this residence features 4 spacious bedrooms plus a dedicated office, providing the flexibility today's buyers need for remote work, a home business, study space, or guest accommodations. From the moment you enter, you'll appreciate the light-filled floor plan, soaring ceilings, and expansive living areas designed for both comfortable everyday living and effortless entertaining. The open-concept kitchen flows seamlessly into the family room and dining areas, creating a warm and inviting gathering space for family and friends. The private primary suite serves as a relaxing retreat, while the additional bedrooms offer plenty of space for family, guests, or multi-generational living. The dedicated office is a standout feature, ideal for professionals working from home. The backyard offers exceptional outdoor living opportunities with a covered patio, generous lawn area, and room to entertain, play, garden, or simply enjoy the peaceful surroundings. With its combination of space, functionality, location, and value, this is a rare opportunity to own one of Pacific Crest's best buys. Don't miss your chance to make this exceptional home yours. Enjoy the added benefit of NO MELLO-ROOS and a move-in ready home ready for a quick close!
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Vijay Sharma · Keller Williams VIP Properties
Payment estimate
$6,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $89,990 · Loan: $809,910
- Principal & Interest
- $5,109
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $31,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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